As SE, I am reporting to the Head of Risk & is responsible to:
Design & Implement Risk & Fraud Management Framework

Design and implement Fraud Risk Management Process and review FRM Policy;
Mitigate financial, Business & operational risks;
Conduct UAT and Sanity in coordination with PD, IT Planning & Operations, BET and vendor;
Correspond with Business and Product to plan awareness strategy in order to mitigate fraud risk; &
Present regular updates to management and submission of regulatory reports to SBP and LEA.

As Head FMIU, I am reporting to the Head of Fraud Investigations & is responsible to:
Manage Digital & Conventional Banking Fraud Teams

Managing fraud investigations team to accomplish routine tasks;
Providing support to Head of Fraud Investigations for minimizing risk of illegal activities;
Preparing incident reports, summarizing findings for HRCC actionable; &
Present regular updates to management and submission of regulatory reports to SBP.

As a FRMS Manager, I am reporting to the Head of AML CFT & is responsible to:
Design Strategy, Formulate & Implement Robust Internal Controls Environment on Digital Payments

Build & manage entire team of Fraud Risk function to complete all tasks in line to regulatory requirement;
Design & implement fraud prevention strategies & processes necessary for minimizing risk of illegal activities within the Bank;
Ensure that Fraud Risk Framework & policies satisfy and exceed all appropriate regulatory requirements in relation to Fraud Risk Management; &
Coordinate with vendors for modification & deployment of rules preventing from fraud losses.

Responsible to ensure fraud investigations as per Bank(s) Anti-Fraud Policy
 Complying with regulatory requirements, working as a bridge among different department to ensure strict compliance on Bank Employees, Customers and 3rd Party
 Managing and preparing statistics for Risk Management Committee (MRC)
 To ensure identification of Fraud Risk(s) and prepare a separate Risk Register document as per group policy directions
 Managing quarterly reporting to regulator (SBP), Board of Director(s), Internal and external Auditors & to Telenor Group as well Ant Financials
 Business impact analysis (pre & post assessments), timely and healthy feedback to incident management to overcome uncertain circumstances
 Coordination among Technology, Operations & Compliance units in order to perform fraud risk assessments of projects and process or any other special event
 Keeping liaison with incident management; updating forum about weakness in systems & processes where identified and corrective measures taken care off
 Currently, supervising six (06) members team of fraud risk management

Risk assessments of product & processes
Fraud Management
SBP & Board reporting on monthly basis
Building new controls and implementation