A Financial Services expert with ten (10) years of experience in Risk Management, Fraud Investigations, Compliance, Internal Controls and Revenue Assurance. My professional experience ranges from Internal Controls to Risk Management for Digital and Conventional Banking institution, providing Fraud Investigations, Risk Assessments & Governance Audits for Banking/ Fintech/ EMI sector(s).
As SE, I am reporting to the Head of Risk & is responsible to:
Design & Implement Risk & Fraud Management Framework
Design and implement Fraud Risk Management Process and review FRM Policy;
Mitigate financial, Business & operational risks;
Conduct UAT and Sanity in coordination with PD, IT Planning & Operations, BET and vendor;
Correspond with Business and Product to plan awareness strategy in order to mitigate fraud risk; &
Present regular updates to management and submission of regulatory reports to SBP and LEA.
As Head FMIU, I am reporting to the Head of Fraud Investigations & is responsible to:
Manage Digital & Conventional Banking Fraud Teams
Managing fraud investigations team to accomplish routine tasks;
Providing support to Head of Fraud Investigations for minimizing risk of illegal activities;
Preparing incident reports, summarizing findings for HRCC actionable; &
Present regular updates to management and submission of regulatory reports to SBP.
As a FRMS Manager, I am reporting to the Head of AML CFT & is responsible to:
Design Strategy, Formulate & Implement Robust Internal Controls Environment on Digital Payments
Build & manage entire team of Fraud Risk function to complete all tasks in line to regulatory requirement;
Design & implement fraud prevention strategies & processes necessary for minimizing risk of illegal activities within the Bank;
Ensure that Fraud Risk Framework & policies satisfy and exceed all appropriate regulatory requirements in relation to Fraud Risk Management; &
Coordinate with vendors for modification & deployment of rules preventing from fraud losses.
Responsible to ensure fraud investigations as per Bank(s) Anti-Fraud Policy
Complying with regulatory requirements, working as a bridge among different department to ensure strict compliance on Bank Employees, Customers and 3rd Party
Managing and preparing statistics for Risk Management Committee (MRC)
To ensure identification of Fraud Risk(s) and prepare a separate Risk Register document as per group policy directions
Managing quarterly reporting to regulator (SBP), Board of Director(s), Internal and external Auditors & to Telenor Group as well Ant Financials
Business impact analysis (pre & post assessments), timely and healthy feedback to incident management to overcome uncertain circumstances
Coordination among Technology, Operations & Compliance units in order to perform fraud risk assessments of projects and process or any other special event
Keeping liaison with incident management; updating forum about weakness in systems & processes where identified and corrective measures taken care off
Currently, supervising six (06) members team of fraud risk management
Risk assessments of product & processes
Fraud Management
SBP & Board reporting on monthly basis
Building new controls and implementation