Manager Credit Initiation Unit - Consumer Credit Islamabad

Job Description

(total positions: 1, posted on: April 30, 2024)

• Well versed with Consumer Prudential Regulations (Consumer PRs and Housing Finance PRs).
• Capability of Independent Credit Risk Review of all the credit application (Consumer Finance Products including  Autos / Housing / Personal Finance).
• Ensure compliance of Consumer Product Programs and Credit Policies.
• Ensure to stipulate approval covenants / conditions to safe guard bank’s interest
• Ensure approval is being obtained from relevant credit approving authority.
• Ensure that Deviation / Exception (if any) obtained from relevant authority.
• Knowledge / Understanding of Consumer LOS.
• Assist Head Consumer Credit in up-dation of Consumer Credit Policy and Consumer Product Programs
• Knowledge with clear understanding of Financing documentation related to Consumer Segment.
• Understanding / knowledge of Collection & Recovery Processes.
• Knowledge of documentation / security perfection role in Consumer.

Required Skills