Responsibilities: As a verification officer, my primary responsibility is to verify loan applications to ensure that they meet the lending criteria of the microfinance bank. I am responsible for reviewing loan applications and carefully evaluating applicant\'s financial histories, their sources of income, and employment status as well as other relevant information to determine eligibility for loans. I ensure that all the necessary documents are secure, in place, and up to date while resolving any discrepancies or inconsistencies in the application. I work along with other bank staff and loan officers, providing in depth insight into the financial state of the applicant and determining the amount of risk the bank might be exposed to when lending. I\'m skilled in financial analysis and know how to manage risks by lowering the likelihood of borrowing from defaulters. Effective communication in an empathetic and respectful manner to applicants and staff, administrative capabilities, and being excellent at multitasking are some of my core competencies. Overall, my role ensures that the Microfinance Bank continues to lend out loans while keeping the bank\'s risks at a minimum by assessing lending applications and guarantee prospective creditors are reliable and result oriented. 

Responsibilities : Marketing of all FMFB services to the poor segment of the area covered by the branch,  Comply with approved policies and procedures,  Ensure that the clients successfully and effectively utilize the services of FMFB,  Ensure that clients are retained with FMFB to allow FMFB to create an impact,  Communicate complete and accurate policies and procedure related to client contract with FMFB to the customer,  Ensure the complete monthly sales target of FMFB. Prepare activity planner and planner reviews for marketing of all services.  Complete the relevant documentation and legal formalities, as per the product manual, pertaining to delivery of services.  Post correct and accurate entries of transactions in the Bank\'s approved software system.  Ensure that documentation is completed at every stage of the service delivery process  Cross verify the details provided by the clients during credit appraisal.   Ensure discrepancies identified by the Internal Audit are rectified.  Ensure that clients comply with the FMFB service policy and procedures. Participate in all Branch meetings.  Participate in all the individual meetings with the Team leader.