概要

As a seasoned professional with extensive experience in Banking Operations and Financial Institutions, I have a proven track record of achieving results through effective leadership. My diverse skill set encompasses proficiency in Customer Services, Centralized Operations, Foreign and Local Remittances, SWIFT Operations, Regulatory Compliance, and Transaction Monitoring. I excel as a collaborative team player and possess strengths in resource optimization, robust communication, initiative, team development, time management, and adept problem-solving.

工作经历

公司标识
Business Development Executive
Al-Meraaj Marketing
Jun 2023 - 代表 | Karachi, Pakistan

- Provide exceptional customer service and build lasting relationships with clients.
- Proactively acquire new clients through self-initiated efforts and diverse business development strategies.
- Deliver professional financial advice and actively promote a comprehensive portfolio of wealth management products.
- Participate in business development activities, including client presentations, product demonstrations, and meetings.
- Assist with marketing and promotional projects.- Negotiate and close deals.- Conduct ongoing market research.

公司标识
Entrepreneur
Xpress Supplies
Dec 2018 - 代表 | Karachi, Pakistan

- Established a company as an entrepreneur and managing a business providing office supplies.

公司标识
Takaful Financial Advisor
Pak Qatar Takaful Limited
Aug 2020 - Jul 2021 | Karachi, Pakistan

- Proactively acquired new clients through own means and dynamic range of business development.
- Analyzed clients\\\' financial statuses.
- Provided professional financial advice and actively promoted a comprehensive range of Wealth Management products.
- Engaged in business development activities, including client presentations, demos, proposal writing, and meetings.
- Worked closely with the Regional office by reporting to them regularly and seeking guidance from them on work-related matters.

公司标识
Unit Head - Centralized Operations
BankIslami Pakistan Limited
Jul 2013 - Jan 2019 | Karachi, Pakistan

- Supervised both Inward and Outward Remittances, following regulatory guidelines and ensuring high-quality customer service within the prescribed (TAT) Turn-Around-Time. 
- Completed scrutiny of all Incoming MT-103 SWIFT messages and credited funds into the customer\'s account.
- Ensured 100% compliance with the Bank\'s Service Management Program.
- Adhered to all regulatory guidelines outlined in SBP\'s FE Manual & AML regulations.
- Reported Foreign Exchange Transactions to SBP through ITRS.
- Ensured 100% adherence to the Bank\'s Policies & Procedure manual on Funds Transfer and Inter-Office Memorandum on Remittances.
- Liaised with the State Bank for approvals related to Outward remittances.
- Authorized SWIFT messages for Outward Foreign Remittances.
- Handled Centralized Foreign Outward Bill for Collection (FOBC).
- Prepared Daily & Weekly SBP SCRA Reporting.
- Prepared Monthly Special Foreign Currency Accounts (SFCA) Reporting.
- Prepared Monthly Foreign Exchange Returns of the Centralized International Remittances Section.
- Prepared Quarterly SWIFT Reporting.
- Checked and controlled all Duplicate Payments.
- Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

公司标识
Customer Service Executive - Branch Banking
BankIslami Pakistan Limited
Jul 2009 - Jun 2013 | Karachi, Pakistan

- Involved in all Branch Operations.
- Adherence to all regulatory guidelines related to Branch Banking Operations.
- Authorized all transactions and vouchers and clearing.
- Responsible for all Cash replenishment in ATM.
- Responsible for all Cash sorting and disbursement of excess cash to Cash House.
- Daily / Weekly / Monthly Cash transaction reporting to State Bank of Pakistan.
- Checking & releasing all Financial Payments.
- Controlling all transmitted/authorized Financial Payments through exact correspondence banks.
- Checking & controlling all Duplicate Payments.
- Timely informed/reported to concerned departments regarding non-reporting Financial MTs.

公司标识
Officer - International Remittances & SWIFT
BankIslami Pakistan Limited
Mar 2006 - Jun 2009 | Karachi, Pakistan

- Processed both Inward and outward Remittances as per regulatory guidelines within the prescribed Turn Around Time (TAT).
- Issued PRC against Inward Remittances.
- Prepared IRV/R Forms for SBP Reporting.
- Solved the queries against Inward Remittances.
- Worked as a SWIFT Operator on the SWIFT Alliance System.
- Handled Centralized Foreign Outward Bill for Collection (FOBC).
- Prepared IRV/R Forms for SBP Reporting.
- Distributed Incoming and Outgoing SWIFT Messages to respective departments.
- Reported Foreign Exchange Transactions to SBP through ITRS.
- Ensured that satisfaction and prompt solutions were provided to the Customers.

公司标识
Officer - Central Operations Division
Union Bank Limited.
Mar 2001 - Mar 2006 | Karachi, Pakistan

- Processed Inward Remittances according to regulatory guidelines within the prescribed Turn-Around-Time.
- Prepared MT-103 Outward Messages.
- Prepared MT-199 & MT-999 Inquiry Messages.
- Prepared MT-110 SWIFT Messages against FDD Issuance.
- Worked as a SWIFT Operator on the SWIFT Alliance System

学历

Allama Iqbal Open University (AIOU)
学士, , Bachelors of Arts‎
Arts
所占比重 54%
1999
Jinnah Polytechnic Institute, Karachi.
大专, Associate Engineer‎
Civil Engineering
Completed
1995
Dehli Govt. Boys Secondary School
大学入学/0级, 工商管理硕士学位, Secondary School Certificate‎
Chemistry, Mathematics, Physics
所占比重 57%
1990

技能

中级 Marketing
熟练 Sales
熟练 Business Development
熟练 Business Development Strategies
熟练 Cash Handling
熟练 Client Acquisition Skills
熟练 Client Dealing
熟练 Client Relationship
熟练 Communication Skills
熟练 Computer Knowledge
熟练 Computer Proficiency
熟练 Coordination Skillss
熟练 Customer Services
熟练 End To End Sales
中级 Fluent in English
中级 Forex Trading
中级 Industry Research
中级 International Trade
熟练 Lead Genaration
熟练 Leadership Collections Handling
熟练 Marketing
中级 MS Excel
中级 MS Office
熟练 Negotiation Skills
中级 Office Management
熟练 Operational Tasks Handling
熟练 Operations Coordination
中级 Operations Improvement
熟练 Problem Solving Skills
中级 Record Keeping
中级 Relations Management
中级 Sales
中级 Sales Management
熟练 Sales Skills
熟练 Security Principles
熟练 Social Networking
熟练 Strategic Sales
中级 Team Building
中级 Time Management
熟练 Training Development
熟练 Transaction Record Management
中级 Unreal and Blender

语言

中级 英语
熟练 乌尔都语