发布 Sep 03, 2024 450 查看
- This position is responsible for implementing and maintaining a robust Operational risk framework for the bank to proactively prevent/mitigate bank operational risks and losses
- Develop & Implement operational risk policies, procedures & standards for Operational risk management.
- Perform operational risk identification and assessment in all business units with specific focus on Branchless Banking Operations.
- Advise stakeholders for Implementation of operational Controls to prevent and mitigate operational risks in various Operational domains of the
- bank. Should be able to work in digital environment & focused on automating the processes & procedures.
- Track and monitor operational risk issues for business units, products & data analysis ensuring proper and accurate reporting is done by various
- stakeholders.
- Report operational risk issues and decisions to senior management on regular basis.
- Risk Review of departmental policies, procedures, manuals, frame works. BRDs, agreements, RPAs etc.
- Performing UATs, system/application testing and advising relevant stakeholders to address associated risk issues.
- Performing detailed risk review of Branchless banking operations and identifying risk & controls issues.
- Analyse root causes of operational risks and provide support to mitigate risk through recommending changes in Policy, Procedures and/ or
- processes / systems.
- Develop strong relationship with key stakeholders and business partners by addressing issues/concerns in timely manner.
- Drive automation of Operational risk processes and implementation of risk analytics.
- Keep abreast of latest operational risk management techniques and industry best practices
- Well versed with regulatory framework & guidelines for banks specifically for Microfinance, Branchless Banking & Digital Banking
- Work closely with key business stakeholders to ensure that there is a consistent and effective management of all aspects of the operational risk
- framework to identify, assess & monitor operational risk faced by the bank both in branch & branchless domains.
- To assist in developing Key Risk Indicators (KRIs) for operational risks to ensure the escalation of significant risk issues to appropriate
- management levels
- To undertake continuous monitoring of key controls / Key Risk Indicators to assess the proper functioning and adequacy of existing controls
- leading to effective management of Operational Risk.
- Work with the Line Manager to design RCSAs finalize exceptions / action items and review the RCSAs with the Risk Head.
- Work with the cross functional teams to improve risk culture in the bank.
- Team Management
- Responsible for the day-to-day activities and guidance of their team members. Ensuring that all members understand the team s objectives and work together to achieve the goal.
- Provide managerial directions where necessary and aiming to keep up the motivational level and team spirit.
- Hold a Master s degree from a reputable Institution in the fields of Business Administration/Banking & Finance/Risk / Operations or ACCA qualified or CA Finalist
- Have 6-8 years of relevant experience in Risk/Audit/banks
- Essential Skills
- Must have understanding of Operational risk concepts.
- Ability to analyse financial data relationship to identify operational risks
- Ability to evaluate internal controls
- Ability to build reports.
- Sound communication and interpersonal skills
- Analytical skills
Mobilink Bank
Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
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