Relationship Manager - Commercial

Habib Metropolitan Bank Ltd

发布 Sep 02, 2024 10203 查看 Report Job

PKR. 90,000 - 175,000/Month

Responsibilities

To effectively manage prospective and existing corporate relationships in order to ensure achievement of targets in terms of profit, fee based income, trade volumes, cross sell etc.
To continuously monitor and assess financial health and credit quality of the customers/ industry (ies) within the portfolio to proactively manage the potential risks involved in future transactions.
To analyze credit proposals by looking at financial risk profile, repayment capability, security adequacy and industry position; also to undertake external environment analysis to understand its impact on credit portfolio
To ensure that the credit facilities have been properly structured and are in no way in violation of internal or external regulations/bank policy(ies).
To develop, enhance and maintain relationships with existing and new clients to ensure revenue / profit targets are met /exceeded.
To prepare a structured calling program to identify business opportunities and explore customer needs with the aim of matching the bank's products.
To provide regular updates to STLs/TLs on performance of the accounts allocated
To prepare/ initiate credit approval notes for clients and ensure that credit applications including renewals are correctly prepared in accordance with the Bank's polices and regulatory framework.
To ensure that all documentation for a credit proposal is complete and work with the credit quality manager to ensure that there is no security shortfall.

技能

Interpersonal Leadership Financial Service Management Credit Analysis اكتساب المبيعات

工作详细内容

全部职位:

5 发布

工作时间:

早班

工作类型:

全职/长期工

工作地址:

拉合尔, 巴基斯坦

性别:

没有偏好

最低学历:

学士

学位头衔:

Business Graduate

职位等级:

资深专业人员

电话预约已成功，我们的专家会在短时间内与你联系:

2年

在之前申请:

Oct 01, 2024

发布日期:

Sep 02, 2024

Habib Metropolitan Bank was incorporated in Pakistan as a Public Listed Company in 1992 under the name, Metropolitan Bank Limited. The Bank commenced, duly licensed, full scheduled commercial-banking operations in October 1992. Metropolitan Bank, from October 1992 to September 2006, remained a highly rated bank and, vide its nationwide 51-branch on-line network, established as a distinguished provider of trade finance services. On October 26, 2006 Habib Bank A G Zurich`s Pakistan Operations merged into Metropolitan Bank Limited and the merged entity was named Habib Metropolitan Bank Limited (HMB). Demonstrating a strong commitment to Pakistan economy, HBZ is the principal shareholder of HMB. HMB operates in all major cities of the country. The Bank ranks within Top 10 in Pakistan with a strong vision to be the most respected Financial Institution. HMB has its primary focus on retail banking and trade finance and also offers highly innovative E-Banking solutions and Consumer Banking to its customers. The Bank's Islamic Banking Division is fully capable of catering to customers seeking Shariah compliant products. The HBZ Group is heir to a rich tradition of banking and commerce dating back to more than 160 years. The group's flagship and HMB's principal, HBZ (incorporated 1967) enjoys International ranking of 687 in terms of capital. With Headquarters in Switzerland, the HBZ Group also operates in Hong Kong, Singapore, United Arab Emirates, Kenya, South Africa, United Kingdom and North America. The Pakistan Credit Rating Agency (PACRA) has allotted both long-term and short-term ratings of Habib Metropolitan Bank Limited at AA+ (Double A plus) and A1+ (A one plus), respectively. These ratings, being the highest amongst the local private sector Banks, denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.