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خلاصہ
I want to succeed in a stimulating and challenging environment, building the success of the company while I experience advancement opportunities. Motivated and accustomed to working for demanding and well reputed company, I can bring to table the wealth of possibilities spanning throughout key financial areas such as client support, profit and loss analysis, accounting, risk management,Training, Reporting, Data verification, transaction processing, Channel Sales, Credible, timely, and relevant information is fundamental to promoting confidence in a company.
تجربہ
Merchant Acquiring Officer
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Team Leader (Mobile Financial Services) BLB
Managing Mobile Financial Services range of south ll region.
Coordinate with BDE’s on their day to day performance to achieve assign target.
Responsible for creating, structuring retail and distribution coverage as per the company requirement.
Responsible of providing product related support to channel and retail industry.
Development and supervision of MFS team which includes BDE’s and Retailers.
Target Achievement of FS remittances and utility bill payment through retail channel.
Ensure active retailer base target for smooth working.
To ensure back end solution of BDE’s like systematic error, problem in FS transaction.
Credit Control Executive
Proactively monitoring whole spectrum of credit granting & updating process of 9 branches; application of credit policy, collection & credit files, periodic reviews of existing customers & assessment of credit worthiness of potential customers. Evaluating credit documents including reconciling customers statement & billing while liaising with credit reporting & collection personnel.
Proficiently handling recovery of accounts receivables by managing operative HP accounts, OD, OD aging, due payments, delinquent customers, close accounts & conducting collection calls & customer visits. Coaching sales representatives with pre screening & structuring transaction for prospective lessees; providing financial order management support to sales personnel to control credit exposure, timely payment & risk mitigation.
Expertly authorizing customers credit lines by performing credit inquiries; analyzing financial condition & physical verification of customer & guarantor. Skillfully assessing credit risk & establishing credit limits ensuring implementation of credit control SOPs & policies.
Sales and Distribution Manager
To manage the retail sales and distribution channel.
Established relations with retail outlets/clients.
Design Territories and Routes.
To take feedback about sales and market.
To channelize the products and work on retail and Distribution Setup.
To keep the eyes on competitive environment & find out the new markets and opportunities.
To coordinate with Franchise Executive.
Prepare the sales summary and daily reports and report to Consult SDS.
Loan Officer
Diligently rendered services as loan officer by analyzing potential loan markets, clients, individual & businesses while developing referral networks to locate prospects for loan. Proactively oversaw entire spectrum of loan granting & updating process; evaluating loan application & documentation by confirming credit worthiness, approval of BCC & submission of application to credit risk officer for verification & recommendation & final disbursement of loan.
Proficiently computed payment & repayment schedules for recovery of their monthly installments, follow-up of delayed installments & initiated collateral liquidation on loan defaulter. Prepared and dispatched credit reports to customers with delinquent accounts & forward irreconcilable accounts to collector including forwarding daily activity report to BM ensuring adherence to bank policy.
