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خلاصہ
With over 17 years of experience in the financial services industry, I am a seasoned management professional known for driving growth and managing diverse portfolios with finesse. My expertise lies in credit and marketing management, strategic planning, and asset and portfolio management. Throughout my career, I have consistently exceeded targets by developing and leading high-performing teams, conducting thorough market analyses, and fostering strong client relationships.
As a change leader, I bring flexibility, dedication, and decisive decision-making to every endeavor.I specialize in identifying and capitalizing on market opportunities to expand businesses and drive revenue growth. My strategic guidance and mentorship have been instrumental in achieving organizational goals while nurturing leadership development and financial acumen within my teams. I am adept at streamlining business operations to ensure seamless workflow alignment with strategic objectives, making me a valuable asset in any dynamic environment.
My track record includes receiving multiple performance bonuses and awards, showcasing my commitment to excellence and contribution to organizational success. With a passion for strategic thinking, problem-solving, and delivering exceptional results, I am poised to make a significant impact in any role I undertake. Let's connect and explore opportunities for collaboration and mutual growth.
تجربہ
Senior Manager (Credit & Marketing)
Progressed from Credit & Marketing Manager in Multan to Branch Manager in Sialkot and achieved promotion to Senior Manager while demonstrating adaptability and leadership skills within a dynamic corporate environment.
Render a keen eye for detail to manage the credit risk assessment process for both individual and corporate clients. Design and execute effective credit policies and procedures in line with regulatory requirements. Deliver strategic direction and guidance to credit and marketing teams to foster a culture of accountability and excellence. Monitor portfolio performance to identify and mitigate potential risks.
Highlights
Succeeded in managing a full-scale asset branch with a combined SME & Commercial portfolio valued at PKR 2.4B with key clients in manufacturing surgical instruments, sportswear, and sports goods.
Achieved professional growth and organizational performance by guiding and directing team members to excel in leadership, skill development, and financial proficiency.
Secured significant new big-ticket clients for OLP Multan and boosted the company\\\'s market presence and revenue streams through strategic business development efforts.
Ranked as the top performer in execution within the Zone for three consecutive years from 2018 to 2021.
Manager Credit & Marketing
Conducted credit risk assessments for potential to assess financial statements, credit reports, and industry trends.
Positioned as the point of contact for clients to address inquiries, resolve issues, and ensure customer satisfaction.
Identified and capitalized on emerging market opportunities to drive business expansion and revenue growth.
Achieved objectives from day one and earned performance bonuses while demonstrating productivity.
Performed market research to identify potential opportunities/trends and built long-term relationships with clients to understand their needs and preferences while delivering excellent services.
Exceeded assigned targets for credit approvals that resulted in performance bonuses and recognition for outstanding contributions to company success.
Relationship Manager/Team Leader
Started as the Officer and promoted to the position of Relationship Officer Car Ijarah and Relationship Manager/Team Leader in recognition of achievement of excellence.
Developed strong relations with a portfolio of high net-worth individuals, corporate clients, and institutional investors. Understood clients\' financial goals, risk tolerance, and investment preferences to offer tailored banking solutions.
Set a benchmark of excellence by managing a contract with an annual target of 30M cost in 2007.
Received multiple performance bonuses and cash rewards while acknowledging consistent excellence and contributions to organizational success.
Consistently held a distinguished position for four consecutive years, from 2011 to 2015 as well as acknowledged with the Best Selling Award for three years from 2012 to 2014.
Secured 1st position and received the Best Performance Award for five consecutive years from 2011 to 2015.
