خلاصہ

A highly motivated individual who is always willing to put that extra bit of effort in to any
assignment .Ability to concentrate for long period of time willingness to confront difficult
problems and the will to perform under pressure.
Objective
To become a part of a dynamic and progressive large scale organization, where I can utilize my
skills in a professional way and exchange my knowledge with those who aspire.

تجربہ

کمپنی کا لوگو
Credit Administration Officer
United Bank Limited (UBL)
اگست ۲۰۲۰ - موجودہ | Lahore, Pakistan

Preparation of Commercial Customer’s standard documentation and Facility offer letter as per Credit Approval. Issuance of DAC (Disbursement Authorization Certificate).
Maintenance & review of credit & security files.
Maintenance of safe in safe out register of Commercial/Corporate Customer’s.
Maintenance & review of Insurance Policies, Stock Reports, Valuations of Current Assets & Fixed Assets of Commercial Portfolio. Maintenance of CAD Monitoring Reports.
Meeting with Business Units for earliest resolution of discrepancies and smooth processing of transactions.
Monitoring & circulation of security shortfalls, irregularities and exceptions in all accounts.
Input and monitoring of limit in Core Banking System of different customers.
Issuance of NOC’s in the favor of other banks as per approvals.
Issuance of NOC’s in Release of Collateral and Securities as per approvals.
Pledge Monitoring with Disbursement and Adjustment in Pledge stock along with issuance of Delivery Order.
Maintain Hypothecation and pledge Inspection Tickler and allocation of Inspection to house, Business and Outsource companies.

کمپنی کا لوگو
Credit Administration Officer
Albaraka Bank Pakistan Ltd
اکتوبر ۲۰۱۹ - اگست ۲۰۲۰ | Karachi, Pakistan

Preparation of Commercial / Corporate Customer’s standard documentation and Facility offer letter as per Credit Approval & Shariah Process Flow
Issuance of DAC (Disbursement Authorization Certificate).
Maintenance & review of credit & security files.
Maintenance of safe in safe out register of Commercial/Corporate Customer’s.
Maintenance & review of Insurance Policies, Stock Reports, Valuations of Current Assets & Fixed Assets of Commercial/Corporate Portfolio. Maintenance of CAD Monitoring Reports.
Meeting with Business Units for earliest resolution of discrepancies and smooth processing of transactions.
Monitoring & circulation of security shortfalls, irregularities and exceptions in all accounts.
Input and monitoring of limit in Core Banking System of different customers.
Issuance of NOC’s in the favor of other banks as per approvals.
Issuance of NOC’s in Release of Collateral and Securities as per approvals.
Pledge Monitoring with Disbursement and Adjustment in Pledge stock along with issuance of Delivery Order.
Maintain Hypothecation and pledge Inspection Tickler and allocation of Inspection to house,
Business and Outsource companies.
Record and Payments of Inspection and Mucaddum Charges.
Maintain Master MIS of all Portfolio along with Pending Deferrals and Receiving of Deferrals
Preparation / Reviewing of periodical statements as required by Head Office. (Rice, Cotton, Sugar, Pledge Shares, Pledge Stocks, Collateral MIS etc)

کمپنی کا لوگو
Credit Administration officer
Habib Metropolitan Bank Ltd
مارچ ۲۰۱۸ - اکتوبر ۲۰۱۹ | Lahore, Pakistan

Evaluation and Processing consisting of security and documentation of credit approvals comprising fund/non-fund-based facilities of
Corporate, Commercial &SME customers in the light of Approval/ Banks credit Policy and other statutory requirements.
Monitoring of exception reports on a periodical basis to ensure that facilities availed are within limits, competent authority has duly approved
excesses and irregularities are rectified without delay.
Preparation of Control documents and forward to branches for acceptance of the customer.
Preparation and Processing of credit proposals/ renewals for preparation of draft of Offer Letter and sent to branches/RM for their
confirmation.
Preparation of Pre -Disbursement Compliance Check-list (PDCC) and send the same to Authorization Unit.
Carry out financial analysis and credit risk assessment in conformity with Banks policy Prudential Regulations.
Completion of all Pre Post sanction/disbursement formalities
Ensuring prompt regularization of deferrals within the approved period.
Updating expires / renewal date and relevant securities in (H-Plus) upon receipt of Approval.

کمپنی کا لوگو
Credit Risk Control Officer
MCB Bank Limited
اکتوبر ۲۰۱٦ - جنوری ۲۰۱۸ | Lahore, Pakistan

Receiving Control & Property Documents from all Documentation Team Leaders for North Region.
Lodgement and placement of all security documents of Staff, Commercial and Corporate Accounts.
Temporary Out Control and Property Documents to Documentation Teams on Daily Basis & maintenance of Register accordingly.
Facilitating Branches/RMs by Temporary Out Control and Property Documents by adopting CAD's proper Procedure.
Maintain record of stamps balancing of control documents for all Zones/Staffs.
Maintenance of Record of Cash Collateral & Key Register.
Partial / Permanent release of Security Documents to Branches through CAD procedure.
Maintenance of record of Closed / Adjusted Accounts by properly Obsolete them.

کمپنی کا لوگو
Assistant Accountant
Fazal Packages
جنوری ۲۰۱۴ - فروری ۲۰۱٦ | Lahore, Pakistan

Maintain day to day books of Accounts in Tally,
Maintain Journal Entry Sale,Purchase & Exp Invoice,
Calculation of Monthly Sale Tax and Filling Returns,
Maintain Bank Reconcilation Statement And Reconciliation of Debtors & Creditors,
Process accounts payable checks and bi-weekly payroll.

تعلیم

University of the Punjab
بیچلرز, بیچلرز ان کامرس, B.Com‎
Professional Accounting, Economics, Cost Accounting
فی صد 50%
2014
BISE
انٹرمیڈیٹ / اے لیول, انٹرمیڈیٹ ان کامرس, I.Com‎
accounting, banking, english
فی صد 62%
2011
BISE
میٹرک / او لیول, سائنس, matric‎
Physics, Chemistry, Biology
فی صد 67%
2009

پیشہ ورانہ مہارتیں

ماہر Handling Assignments
ماہر Installation and Software Configuration Skills
ماہر LibreSource
ماہر Selling Capabilities

زبانیں

ماہر پنجابی
ماہر اردو
متوسط انگریزی